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YOUR
SUCCESS
IS OUR ONLY
MISSION
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Our Services
With clients all over the country, our offices are located in Carlsbad, California. We are a team of Certified Financial Planners (CFP™) who focus on helping investors in North Coastal San Diego County who are typically referred to us when they are in one of many different financial transitions. Examples of some of these circumstances are:
- Job/Career Changes - we assist you with understanding and coordination of the logistics for IRA and 401k Rollovers.
- Divorce - this is an insane time of your life - we take away some of the stress by working with you and your attorney to sort through the myriad of options in asset splitting and other marital settlement agreement decisions including how to continue income after the split.
- The Sale of a Closely-Held Business - before negotiations are finalized, we work with you or your consultant to go through the income tax planning and income continuation plans needed to make this a successful decision.
- When you've recently experienced a death of a loved one - this is an especially difficult and fragile time in your financial life. We're able to help you take an objective look at the circumstances and choices for the estate administration process along with the investment options, some of which are quite urgent, that can provide for stability for the family.
- Considering a change of your current investment adviser - when you don't understand why your expectations are not being met, we are here to provide the analysis of your current portfolios and how they relate to your long term goals. We believe in using Modern Portfolio Theory (MPT) for our asset allocation decisions and are specialists at using MPT diversification for solving both short and long term investment objectives.
- Sale of Investment Property - With over 25 years of tax and real estate experience, our team can provide advice on the pros and cons of selling your property, how the sale will affect your income tax scenario and whether or not you can structure a property sale to qualify for a tax-deferred exchange under IRC 1031 - the code referring especially to tax-deferred real estate exchanges.
You aren't going through any of those experiences right now, are you? If you are, give us a call today at 760-448-2882 for information on how you can speak with a member of our team.
Best Wishes for a healthy financial future,
Peggy Lombardo and Maureen Verduyn
Co-founders and sole owners of The Financial Team, Inc. and TFT Advisors, LLC, a Registered Investment Advisory Firm. |
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